Carol Dennis Vice President – Commercial Programs Carol Dennis is Vice President and Program Manager for ACE Westchester Program Division. She joined the Program Division in 2003 and is responsible for managing several specialty commercial property and casualty programs with a focus on the development of new programs. Ms. Dennis has more than 25 years of experience in the property and casualty, group disability and integrated disability insurance industries. She has served in a variety of management and operational positions in underwriting, program development, product development and marketing with CIGNA and The PMA Insurance Group. She earned a B.S. in finance from The Richard Stockton College of New Jersey and holds the Chartered Property Casualty Underwriting (CPCU) designation.