News Releases

Program Division of ACE Westchester Specialty Group Forms New Umbrella/Excess Liability Unit; Appoints Dennis Burton Senior Vice President

PHILADELPHIA - SEPTEMBER 29, 2003 - ACE Westchester Specialty Group, the U.S.-based wholesale focused excess and surplus property and casualty operation of the ACE Group of Companies (NYSE: ACE), today announced the formation of a new Umbrella/Excess Liability unit within its Program Division. Dennis W. J. Burton has been appointed Senior Vice President to head this new product line within the ACE Westchester Specialty Group Program Division. Based in Philadelphia, PA, Mr. Burton will report to Robert J. Gaffney, Executive Vice President of ACE Westchester Specialty Group - Program Division.

"We are pleased to announce this new product line to our commercial programs division and the addition of Dennis to our staff. The umbrella product will enhance our capability in the program market place and increase our growth potential," stated Mr. Gaffney.

Most recently, Mr. Burton had been Senior Vice President, Excess Casualty for ACE USA since January 2000. Prior to this Mr. Burton was Vice President, Excess Liability for ACE Bermuda from April 1994 thru December 1999. Before joining ACE Bermuda, Mr. Burton held various senior underwriting positions with American Home Assurance Company (AIG) in New York and Philadelphia. Mr. Burton holds a B.S. in Accounting from Alfred University.

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ACE USA and ACE Westchester Specialty Group are part of the ACE Group of Companies, headed by ACE Limited (NYSE: ACE). ACE Limited provides insurance and reinsurance products and services through operating subsidiaries for a diverse group of clients around the world. Additional information can be found at www.ace-ina.com.

Media Contact
Carla Ferrara
ACE INA Communications
215 640-4744
carla.ferrara@ace-ina.com

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